美国FDIC就利率操纵案起诉16家大银行

　　T he Federal D eposit InsuranceCorp. has sued 16 big banks that seta key globalinterest rate，accusing themof fraud and conspiring to keep the ratelowto enrich them selves.

　　美国联邦储蓄保险公司(FD IC)已对参与设定一项关键全球利率的16家大型银行提起诉讼，指控其通过欺诈和串通手段将利率保持在低水平，从而为自身牟利。(美联社)

　　The banks，which include Bank ofA m ericaCorp.，CitigroupInc. andJPM organChase& Co. inthe U .S.，are am ongthe w orld’s largest. Thecivil lawsuit was filed Friday in federalcourt in M anhattan.

　　这些银行位居全世界最大银行之列，其中包括美国银行、花旗银行、摩根大通银行等。FD IC于14日向曼哈顿联邦法院提起民事诉讼。(美联社)

　　T he banks riggedtheLondoninterbank offered rate，or LIBO R，fromA ugust 2007 to at least m id-2011，theFD IC alleged. T heLIBO R affectstrillions of dollars incontracts aroundthe w orld，including m ortgages，bondsand consum er loans. A British bankingtrade groupsets theLIBO R everym orning after the 16 internationalbankssubm it estim ates of w hat it costs themto borrow . The FD IC also sued thattrade group，the British Bankers’A sso-ciation.

　　FD IC称，从2007年8月至最早2011年年中，这些银行操纵了伦敦银行间同业拆借利率，又称LIBO R。LIBO R影响到全世界上万亿美元的合同契约，包括抵押贷款、债券和消费贷款。一家名为英国银行家协会的银行业交易组织根据这16家跨国银行提交的借贷成本预估值来确定每天的LIB O R。FD IC也对该组织提起了诉讼。(美联社)

　　The FDICalleged banks artificiallyincreased the prices they charged andm argins they earned by subm itting andpublishing interbank lending rates de-term ined by collusion instead of com pe-tition. Suchactioncausedsubstantiallosses to38banks that ultim atelyfailed，the regulator said.

　　FD IC声称，这些大银行通过合谋而非竞争来决定银行间拆借利率，并借此人为地提高价格、增加利润。该机构称，这一行为导致38家银行遭受重大损失并最终破产。(《华尔街日报》)

　　T he agencysuedonbehalf ofbanks suchas W ashingtonM utualInc.andIndyM acB ancorpInc.，claim ing thefirm spaid higherprices because of the collusion，ac-cordingtothe law suit.

　　FD IC代表华盛顿互惠银行和印地麦克银行等银行提起此次诉讼。FD IC在诉讼状中称，利率操纵案使得这些银行付出了更高的成本。(《华尔街日报》)

　　B arclays，R oyalB ank ofScotland，Sw issbanking giantU BS，N etherlands-basedR abobankandICA P，the w orld’s largest in-ter-dealer broker，collectivelyhavebeenfined $3.6billionbyU .S .，B ritish and otherregulatorsinconnectionw iththe probe.

　　参与调查的美国、英国和其他地区的监管机构已对英国巴克莱银行、苏格兰皇家银行、瑞士银行、荷兰合作银行和全球最大同业经纪商英国毅联汇业集团开出总额高达36亿美元的罚单。(《今日美国》)

　　F uturelaw suitsarelikelygiventheexpansionof theglobalinvestigationintoforeignexchangetrading，addingtothevast litiga-tionburdenafflictingm anyof thew orld’s bigbanks.

　　未来的诉讼有可能加大对外汇交易的全球调查力度，这将进一步增加许多全球大型银行的沉重诉讼负担。(《金融时报》)

　　(廖冰清编译)